Saturday, June 13, 2009

Your Credit Score by Liz Pulliam Weston

This is an excellent overview, as it describes legitimate guess-estimate information about how to improve one’s credit score. Very well, clearly written.

I feel though that the author should have provided more interviews with FICO score designers, insurance underwriters, creditors, collections agencies, lawyers, and more of those on the creditor and ratings side. It is these people who really know how to affect the credit score and reduce payments. How, for example, do some debtors get away and some don’t. The author gives a “by-the-book” answer, and actuality is done by those involved; and the author did not interview those on the credit side. Thus, this book lacks real insiders’ techniques. This is not an insightful and easily-out-dated book, but I give it a 5 star for its ease of reading. Needs interviews and current website information.

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